We still need to carry around our credit cards in our wallets, so why not turn your handset into an e-wallet? Might as well. That’s what Visa Europe has in mind with the first commercial deployment of its iPhone payments App.

NFC-capable iPhones should be on their way later this year and the AAPL intends to look into ways for merchants to obtain a cheap and easy set-up for payment kiosks so that mobile payments can be easily handled with the proper infrastructure in place. This iPhone payment system requires users to use an add-on device before making a payment, but the iPhone 5 may have a built-in e-wallet if the rumors turn out to be true.

In what surely has to be a perfect collaboration between McDonalds and Nintendo, McDonalds is making it easier then ever to order food that will have you working twice as hard on the Wii-Fit. hmmm. Then you’ll get hungry again. Let’s see, who makes it easiest to get a disc shaped hunk of grease on a sesame seed bun? And the circle is complete, my friends. McDonald’s will introduce a new system that’s currently testing in Japan.

It’s a payment application that’s downloaded into your phone and when you place your phone over an RFID reader, you can pay instantly or use coupons and the like.

I hear ya. The guys that made this device are only about a step above the cockroaches called Repomen. Still, banks have to protect their investment. This device will make it easier. A company called Sekurus has developed a device called the On Time which will force a new car owner to make their scheduled payments or run the risk of the vehicle not starting. The devices cost about $250 and are installed by car dealerships or finance companies, all because of your crappy credit histories.

When a payment on the vehicle is about due, an LED light on the box will blink. On the deadline day it will make an annoying beeping noise too. The idea is to annoy the hell out of you so you pay. It’s kinda like a loan-shark that way. If the owner makes the payment, the lender will give them a six-digit code that will disable the alerts. If they fail to make that payment, the vehicle just won’t start. And if they continue to avoid paying up, they’ll soon get a visit from the repo man.